Commercial
Lines

Covers physical loss or damage to property in addition to common threats such as fires, flood, water damage, aircraft, and earth-quake damage.

Covers profit loss and costs of rebuilding/relocation arising from business interruptions
due to fire and natural disasters.

This policy covers Physical Loss or Damage to Property arising out of an Act or Series of Acts of Terrorism. Coverage can be extended to include Interruption to Business following such Physical Loss or Damage.

Covers legal liability for Accidental Property Damage and/or Death or injury to Third Parties arising from operation of the insured’s business within the Territorial Scope.

Designed to protect the employer against their liabilities to employees in respect of the injuries they suffered during the course of their employment. 
The main benefits are:
• Occupational Death
• Permanent Disability of Employee/s
• Medical and Repatriation Expenses
• Repatriation Expenses
• Employers’ Liability)

Protects professional advice and service-providing individuals and companies when faced with a negligence claim from a client. 
This focuses on:
• Alleged failure to perform
• Error or omission in the service 
  or product sold

Protects the senior management or the organization itself against losses arising from legal action for alleged wrongful acts and defence costs due to criminal trials and regulatory investigations.

CAR protects against all contingencies associated with contract works (new or ongoing construction projects) and EAR against all the risks involved in the erection of machinery, plant and steel structures.

Covers loss and damage to mobile plant and equipment used in construction sites against sudden, accidental, and unforeseen loss or damage.

Protects the senior management or the organization itself against losses arising from legal action for alleged wrongful acts and defence costs due to criminal trials and regulatory investigations.

Money Insurance policy provides cover for loss of money in transit between the insured’s premises and bank or post office, or other specified places occasioned by robbery, theft or any other fortuitous cause. This also covers loss by burglary or housebreaking whilst money is retained at Insured’s premises in safe(s) or strong room.

Provides coverage of shipped goods (import, export, land transit and transhipment’s) against loss or damage, whether by land, sea or air.

Covers loss or damage to vessels of all descriptions, such as cargo, tugs, supply vessels, dredgers, etc. It also covers liabilities related to various marine operations.

The policy is designed for those who are engaged in the jewellery business as retailers, wholesalers or manufacturers. The policy covers most of the risk exposures in this trade such as display in showrooms, personal carryings, sendings by courier services or air freight, entrustments, exhibitions, etc.

Protects large organizations from financial losses arising from acts of employee dishonesty, such as Computer fraud, Embezzlement, Forgery, Robbery and Other criminal acts.

Provides protection for sudden and unforeseen physical loss or damage to all types of electronic equipment including computers, medical equipment, media equipment and household electronics.